Performance First Ultimate Protection: Homeowners Insurance

Coverage and Benefits

Performance First Ultimate Protection is a comprehensive homeowners insurance program designed to provide exceptional protection for your home and belongings. It offers a range of coverage options to address various needs and risks.

Key Coverage Features:

• Dwelling Coverage: Protects the physical structure of your home, including walls, roof, and foundation.
• Other Structures Coverage: Covers detached structures on your property, such as garages, sheds, and fences.
• Personal Property Coverage: Provides protection for belongings inside your home, including furniture, appliances, electronics, and clothing.
• Loss of Use Coverage: Compensates you for additional living expenses if your home becomes uninhabitable due to a covered loss.
• Personal Liability Coverage: Protects you from legal claims arising from bodily injury or property damage caused by you or your family members.

Additional Features:

To enhance your protection, Performance First Ultimate Protection offers additional features:

• Replacement Cost Coverage: Pays to replace lost or damaged items with new ones of comparable quality and value.
• Scheduled Personal Property Coverage: Allows for separate coverage of high-value items, such as jewelry, art, and collectibles.
• Water Backup Coverage: Provides protection against damage caused by water backing up from sewers or drains.
• Earthquake Coverage: Optional coverage available for areas prone to seismic activity.

Performance First Commercial Ultimate: Commercial Insurance

Comprehensive Protection for Businesses

Performance First Commercial Ultimate is a comprehensive commercial insurance policy designed to safeguard your business from a wide range of risks.

Key Coverage Features:

• Comprehensive Liability Protection: Covers a wide range of risks, including bodily injury, property damage, and legal expenses.
• Business Interruption Coverage: Reimburses lost income and expenses resulting from a covered event that disrupts business operations.
• Cyber Liability Coverage: Protects against cyber threats, such as data breaches, ransomware attacks, and social engineering scams.
• Workers’ Compensation Coverage: Provides benefits to employees who suffer work-related injuries or illnesses.
• Commercial Auto Coverage: Insures business vehicles, including liability, physical damage, and medical payments.

Benefits and Considerations

Performance First Commercial Ultimate provides several benefits:

• Financial Stability: The policy is underwritten by A.M. Best “A” rated insurers, ensuring financial stability and reliability.
• Tailored Coverage: You can customize your policy to fit your specific business needs.
• Personalized Service: Dedicated insurance professionals are available to assist you with any questions or claims.

Important Notes:

• The information provided is not a binding contract.
• Complete details, terms, and conditions are outlined in the Service Contract, which should be reviewed carefully.
• Certain benefits may not be permitted in all states, and any such benefits would be excluded from coverage.

What is Performance First Ultimate Protection?

Performance First Ultimate Protection is a comprehensive home insurance program designed to provide maximum protection for your home and belongings.

What coverage options does it offer?

The program offers a wide range of coverage options, including:

• Dwelling Coverage
• Other Structures Coverage
• Personal Property Coverage
• Loss of Use Coverage
• Personal Liability Coverage

What additional features are included?

In addition to the basic coverage options, Performance First Ultimate Protection also includes several valuable additional features, such as:

• Replacement Cost Coverage
• Scheduled Personal Property Coverage
• Water Backup Coverage
• Earthquake Coverage (optional)

Are there any exclusions or limitations?

Certain benefits may not be allowed in all states. Please refer to the Service Contract for complete details.