Leasing a car can be a convenient and affordable option for many drivers. However, if you encounter persistent mechanical issues with your leased vehicle, it’s important to understand your legal options for cancellation.

Legal Protections for Leased Vehicles with Mechanical Problems

The Federal Consumer Leasing Act (FCRA) provides limited protection for leased vehicles with “substantial defects” that cannot be remedied within a “reasonable number of attempts.” Some states also have specific laws addressing leased vehicles with mechanical problems, offering additional cancellation options.

Requirements for Cancellation

To qualify for cancellation under the FCRA or state laws, you must meet the following requirements:

• The vehicle must have significant and recurring mechanical defects that impair its use and value.
• The lessor must have had a reasonable opportunity to fix the defects, but failed to do so within a reasonable time frame.
• You must have documented all repairs, maintenance, and communication with the lessor to support your claim of persistent defects.

Procedure for Cancelling a Leased Car for Mechanical Problems

If you meet the requirements for cancellation, you should follow these steps:

1. Contact the Lessor: Inform the lessor in writing or over the phone about the mechanical issues and request a repair.
2. Document the Issue: Keep a record of all repairs, communication with the lessor, and the vehicle’s condition.
3. Consider Legal Advice: If the lessor is unresponsive or unwilling to resolve the issue, consult with an attorney who specializes in consumer law.
4. File a Complaint: If other options fail, you may need to file a formal complaint with the state attorney general’s office, consumer protection agency, or the Federal Trade Commission.

Consequences of Cancelling a Leased Car

Cancelling a leased car for mechanical problems can have the following consequences:

• Early Termination Fee: The lessor may charge an early termination fee, which can vary depending on the lease agreement and the remaining lease term.
• Mileage Fees: If you have exceeded the allotted mileage, you may be charged additional fees.
• Repossession: If you fail to make lease payments or return the vehicle, the lessor has the right to repossession it.

Recommendations for Dealing with Mechanical Problems in a Leased Car

To avoid the hassle and potential costs associated with cancelling a leased car for mechanical problems, consider the following recommendations:

• Read the Lease Agreement Carefully: Understand the terms and conditions for lease cancellation.
• Communicate Effectively: Keep a clear and detailed record of all interactions with the lessor.
• Seek Professional Help: Consider consulting with an attorney if the lessor is uncooperative or the issue cannot be resolved amicably.

Can I return a leased car if it has problems?

Yes, you may be able to return a leased car if it has persistent mechanical issues that cannot be resolved within a reasonable time frame. However, it is important to understand the legal requirements and procedures for lease cancellation.